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and comparison features to consumers. To keep such resource 100%
free for consumers, CreditCardProcessing.net receives advertising
compensation from some of the companies listed on this page. Such
compensation impacts the location and order in which such companies
appear on this page. All such location and order are subject to
change. CreditCardProcessing.net does not include all credit card
processing sites available to consumers in the marketplace.
Merchant must submit a completed merchant application with competing offer and or a complete processing statement from within 30 days to qualify. Merchant processing statement must detail out interchange and passthrough fees or additional reporting might be asked for. Offer can be withdrawn at any time. Please ask your sales rep for more details.
We receive advertising fees from the brands we review that affect the ranking and scoring of such brands. Advertiser Disclosure
Last Updated: 07/2/2026
CreditCardProcessing.net receives advertising compensation from some of the companies shown on this page and impacts the location and order in which such companies appear. CreditCardProcessing.net does not include all credit card processing sites available to consumers in the marketplace.
Helping merchants since 2010
July 2026
*Our 2026 Best 5 Credit Card Processing Picks
Jul 2, 2026 *Advertisement
*This site is a free online resource that offers valuable content and comparison features to consumers. To keep such resource 100% free for consumers, CreditCardProcessing.net receives advertising compensation from some of the companies listed on this page. Such compensation impacts the location and order in which such companies appear on this page. All such location and order are subject to change. CreditCardProcessing.net does not include all credit card processing sites available to consumers in the marketplace.
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Rates starting from 0.29%
RETAIL RATES
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RETAIL RATES
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1.55% - 2.7%
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Here are some FAQs about credit card processing to help you make the right choice for your business.
Credit card processors provide the technology and infrastructure that enable businesses to accept card payments, whether in-person, online, or via mobile apps.
The cost of credit card processing can vary depending on several factors, including the payment processor, the type of transaction, and the merchant's specific business needs. You can contact any of our top-rated credit card processing brands today and receive a free quote.
If you plan on accepting payments in person, you will need:
- Card Reader (EMV Terminal) - A device that reads credit and debit cards (including chip cards, magnetic stripe cards, and contactless payments like Apple Pay or Google Pay). These terminals are typically required for businesses that accept physical cards.
- Contactless Payment Support - Many modern POS systems support contactless payments, allowing customers to tap their card or mobile phone for payment.
- Mobile Card Reader - If you're using a mobile device (smartphone or tablet), you can use a small card reader to accept payments by plugging it into your device or connecting via Bluetooth.
- Point of Sale (POS) System - Technology that is used to manage the sales process, track inventory, and run reports. It integrates with your hardware (like card readers and printers) to make payment processing easy.
If you plan on accepting payments online (e-commerce), you will need:
- Payment Gateway - The payment gateway securely processes credit card transactions online and is responsible for encrypting payment information and communicating with the banks to approve the payment.
- Merchant Account - A merchant account is where your business's funds are stored temporarily before they're transferred to your business bank account.
- Website or E-commerce Platform - These platforms integrate with payment gateways to enable secure transactions.
- SSL Certificate - For security purposes, your website should have an SSL certificate to encrypt customer payment information. This is important for ensuring safe and secure online transactions.
CreditCardProcessing.net is intended to help you select the payment processing solution that will suit your business needs and help grow your business. Our website provides informative reviews and comparions on various payment processing services and products. We strive to share our service providers' best promotional offers and deliver valuable and up-to-date content on the brands we endorse.
Our scores are on a scale of up to 5. We provide an overall rating for each provider as well as a rating based on rates, contract flexibility, speed of funding and customer service. Creditcardprocessing.net receives advertising compensation from companies listed on this page, which impact the ratings.
Takes into account the popularity, brand reputation, customer reviews and overall features and benefits
Compares the overall rates for each provider, accounting for swipe, keyed in, credit and debit card transactions
Considers length of contract, ease of cancellation and cancellation fees
Compares how quickly funds get deposited into your account
Is customer support readily available and helpful?
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