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Serving Customers Since 2010

*Our Top Credit Card Processing Picks of 2024

A few hours ago | Dec 4, 2024 | CreditCardProcessing.net earns compensation from some companies listed below to keep our content free. Learn more *Dec 4, 2024 | *Advertisement | *CreditCardProcessing.net receives advertising compensation from some of the companies shown on this page and impacts the location and order in which such companies appear. CreditCardProcessing.net does not include all credit card processing sites available to consumers in the marketplace.

†Get a $500 gift card

from Merchant One if they cannot
beat your current rate!

See if you qualify

†Merchant must submit a completed merchant application with competing offer and or a complete processing statement from within 30 days to qualify. See offer details

*Our 2024 Best 5 Credit Card Processing Picks

Dec 4, 2024   *Advertisement

*This site is a free online resource that offers valuable content and comparison features to consumers. To keep such resource 100% free for consumers, CreditCardProcessing.net receives advertising compensation from some of the companies listed on this page. Such compensation impacts the location and order in which such companies appear on this page. All such location and order are subject to change. CreditCardProcessing.net does not include all credit card processing sites available to consumers in the marketplace.

  • Easy and quick set up
  • State-of-the-art technology
  • 24/7 customer support

855-912-5997

Visit Site

^Free EMV Terminal with sign up!

  • Take payments anywhere
  • Powerful analytics tools
  • Customized POS systems

866-887-0630

Visit Site
  • Highly rated
  • Serves various industries
  • Flexible plans

855-934-3652

Visit Site
*Our Recommended List Select business type

1. Merchant One

RATES

0.29-1.99%

4.9 /5 How we rate

^FREE EMV Terminal with sign up!

^Limit of one (1) free terminal per new merchant account. Merchant must open a new merchant account with Merchant One. Monthly minimum required. Ask your sales representative for further details.

business.com - Our Best Pick 2023 badge
CALL FOR A FREE QUOTE 855-912-5997
Visit Site
See Special Merchant One offer

^Limit of one (1) free terminal per new merchant account. Merchant must open a new merchant account with Merchant One. Monthly minimum required. Ask your sales representative for further details.

Learn More

2. Clover

RATES

Call for rates

4.7 /5 How we rate

1Get a $450 statement credit

when you buy Station, Mini or Flex

1For new Clover Business Solutions customers only. To be eligible, merchant must: Activate account by submitting a batch of $25 or more in sales within 30 calendar days from approval date, and processing $10,000 or greater in card transactions within the first four billing cycles. Requires a 3-year contract. Offer expires June 30, 2024.

CALL FOR A FREE QUOTE 866-887-0630
Visit Site
See Special Clover offer
Learn More

3. Sekure

RATES

Call for custom rates

4.6 /5 How we rate

Get a FREE statement analysis by a payment expert

CALL FOR A FREE QUOTE 855-934-3652
Visit Site
See Special Sekure offer
Learn More

Click to See More Credit Card Processors

Popular Pick:

†$500 Gift Card

from Merchant One if they cannot beat
your current rate

CALL FOR A FREE QUOTE 855-912-5997
See if you qualify

†Merchant must submit a completed merchant application with competing offer and or a complete processing statement from within 30 days to qualify. Merchant processing statement must detail out interchange and passthrough fees or additional reporting might be asked for. Offer can be withdrawn at any time. Please ask your sales rep for more details.

CALL FOR A FREE QUOTE 855-912-5997
See if you qualify

†Merchant must submit a completed merchant application with competing offer and or a complete processing statement from within 30 days to qualify. Merchant processing statement must detail out interchange and passthrough fees or additional reporting might be asked for. Offer can be withdrawn at any time. Please ask your sales rep for more details.

Not on Our Recommended List
Square

Retail Rates

3.5% + $0.15

Compare
Stripe

Retail Rates

2.9% + $0.30

Compare
Chase

Retail Rates

1.99% + $0.15
(reported)

Compare
PayPal

Retail Rates

1.55% - 2.7%

Compare
Bank of America

Retail Rates

Interchange $0.20 + 2.7%

Compare
Credit Card Processor Quick Facts

Credit cards are heavily favored by consumers who make online purchases. In fact, 48% and 47% of survey respondents indicated they prefer to use credit cards, over debit cards and PayPal, for online shopping and online travel purchases, respectively.

Source: TSYS U.S. Consumer Payment Study

Credit card payments registered the highest growth rate of 10.2% among the core payment types.

Source: Federal Reserve Payments Study 2017

U.S. Merchants paid $116.43 billion in credit card processing fees in 2020.

Source: The Nilson Report 2020
More About Our List
Your business may have changed. Your online/in-person split may look very different than before. Of the processors on our list, some are good for eCommerce via your website, while others are better for mobile payments on your smartphone.

Some work for retail with a credit card machine or phone orders with a virtual terminal. There are processors on the list for large transactions, iPad POS, or are suitable for high-risk businesses.
The content, including without limitation any viewpoint or opinion in any profile, article or video, contained on this website is for informational purposes only. Any third party contributor to any such profile, article or video has been compensated by CreditCardProcessing.net for such contribution. It is advised that you conduct your own investigation as to the accuracy of any information contained herein as such information, including without limitation any quote, is provided "as is" for informational purposes only. Further, CreditCardProcessing.net shall not be liable for any informational error or for any action taken in reliance on information contained herein.
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How We Rate Our Picks

Our scores are on a scale of up to 5. We provide an overall rating for each provider as well as a rating based on rates, contract flexibility, speed of funding and customer service. Creditcardprocessing.net receives advertising compensation from companies listed on this page, which impact the ratings.

Overall

Takes into account the popularity, brand reputation, customer reviews and overall features and benefits

Low Rates

Compares the overall rates for each provider, accounting for swipe, keyed in, credit and debit card transactions

Contract Flexibility

Considers length of contract, ease of cancellation and cancellation fees

Quick Funding

Compares how quickly funds get deposited into your account

Customer Service

Is customer support readily available and helpful?

What type of business do you need credit card processing for?

Retail

Restaurant

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